Explore tips on budgeting, investing, and staying engaged in the workforce. Learn how to make your money work for you, even as you consider retirement or part-time gigs.
(BPT) – Having enough money to live comfortably in retirement is the primary saving and investing goal for most Americans. Retirement means different things to different people. It can be a time to travel, spend more time with family or pursue a personal passion. But while we look forward with anticipation to finally reaching that … Read more
It’s important to remember to stay calm and keep your eye on the horizon during the current volatile markets. This is the nature of long-term investing – you will inevitably face ups and downs. As a 100-year-old financial institution, TIAA has helped our participants through many serious financial events and periods of market volatility. Today … Read more
(BPT) – Do you spend your Sunday mornings scouring the newspaper inserts for coupons? Make it a point to confirm discounts when booking hotel reservations? Secretly (or not so secretly!) love the senior discount at the movie theater? If any of these sound familiar, you probably consider yourself a savvy consumer who likes to make … Read more
(Family Features) A diagnosis like inflammatory bowel disease (IBD) means lifestyle changes throughout every aspect of life, including financially. Unfortunately, managing the cost of IBD involves many direct costs of care. Costs include clinic visits, radiology studies, procedures, and costly medications. There are also indirect costs such as the cost of missed work or school. … Read more
(BPT) – For most people, personal finances are a private matter. When you are in a relationship, it can be difficult to discuss this typically taboo subject. Whether you have been married for years or are just beginning to date, fear of your partner judging your financial choices (big or small) runs deep. Financial conversations … Read more
(BPT) – Consider this scenario: You retire confidently with $1 million, but immediately get hit with a huge stock-market decline. “A major mistake I see people make is to assume that their investment returns will be average every year of retirement,” says Daniel M. Keady, CFP®, chief financial planning strategist at TIAA. “Retire when the … Read more
It’s tax time again and you must be sure to receive all the necessary forms. What is a 1099 tax form and who gets one? Tax Form 1099 is used to report income other than wages, salaries, and tips. This form is used more and more frequently as many employers are opting to use contract … Read more
(BPT) – Approximately 30 million people in the U.S. are living with diabetes. That startling fact comes from the Centers for Disease Control and Prevention. Many require insulin to manage their condition. Due to rising costs, more and more people are struggling with the cost of diabetes medications they need. According to a recent survey … Read more
With a new decade upon us, it is natural to look to the past on lessons learned from past fraud cases. When looking at cybercrime, criminals have advanced their techniques over the past 10 years. They have become adept at stealing personal information and scamming innocent people. While we can’t control what they do, we … Read more
(Family Features) You may not want to consider a time when you might not be able to fully take care of yourself. The reality is there is almost a 70% chance someone turning 65 today will need some type of long-term care service and support in his or her lifetime. That’s according to the U.S. … Read more