Three ways to simplify retirement income planning

Simplify retirement income planning

(BPT) – Having enough money to live comfortably in retirement is the primary saving and investing goal for most Americans. Retirement means different things to different people. It can be a time to travel, spend more time with family or pursue a personal passion. But while we look forward with anticipation to finally reaching that … Read more

Making Sense of COVID-19 and Volatile Markets

Volatile markets

It’s important to remember to stay calm and keep your eye on the horizon during the current volatile markets. This is the nature of long-term investing – you will inevitably face ups and downs. As a 100-year-old financial institution, TIAA has helped our participants through many serious financial events and periods of market volatility. Today … Read more

5 Tips For Making The Most Of Your Medicare Plan This Year

5 Tips For Making The Most Of Your Medicare Plan This Year

(BPT) – Do you spend your Sunday mornings scouring the newspaper inserts for coupons? Make it a point to confirm discounts when booking hotel reservations? Secretly (or not so secretly!) love the senior discount at the movie theater? If any of these sound familiar, you probably consider yourself a savvy consumer who likes to make … Read more

Managing the Cost of IBD

Managing the cost of IBD

(Family Features) A diagnosis like inflammatory bowel disease (IBD) means lifestyle changes throughout every aspect of life, including financially. Unfortunately, managing the cost of IBD involves many direct costs of care. Costs include clinic visits, radiology studies, procedures, and costly medications. There are also indirect costs such as the cost of missed work or school. … Read more

How to Have a Financial Conversation with your Spouse

How to Have a Financial Conversation with your Spouse

(BPT) – For most people, personal finances are a private matter. When you are in a relationship, it can be difficult to discuss this typically taboo subject. Whether you have been married for years or are just beginning to date, fear of your partner judging your financial choices (big or small) runs deep. Financial conversations … Read more

4 Steps to Market-proof Your Retirement

Market-proof your retirement

(BPT) – Consider this scenario: You retire confidently with $1 million, but immediately get hit with a huge stock-market decline. “A major mistake I see people make is to assume that their investment returns will be average every year of retirement,” says Daniel M. Keady, CFP®, chief financial planning strategist at TIAA. “Retire when the … Read more

Which 1099 Tax Forms Concern You?

IRS Form 1099

It’s tax time again and you must be sure to receive all the necessary forms. What is a 1099 tax form and who gets one? Tax Form 1099 is used to report income other than wages, salaries, and tips. This form is used more and more frequently as many employers are opting to use contract … Read more

How to Protect Yourself from Senior Fraud this Year

Protect yourself from fraud

With a new decade upon us, it is natural to look to the past on lessons learned from past fraud cases. When looking at cybercrime, criminals have advanced their techniques over the past 10 years. They have become adept at stealing personal information and scamming innocent people. While we can’t control what they do, we … Read more